Published : Aug-2017
No. of Pages : 58
1. EXECUTIVE SUMMARY 2
1.1. Market overview 2
1.2. Key facts 3
1.3. Top five industry events 4
2. PAYMENT INSTRUMENTS 10
2.1. Current payment environment 10
3. E-COMMERCE AND ALTERNATIVE PAYMENTS 12
3.1. E-commerce market analysis 12
3.2. Alternative payment solutions 13
3.2.1. PayPal 13
3.2.2. Masterpass 13
3.2.3. Visa Checkout 13
3.2.4. Samsung Pay 14
3.2.5. Boleto Bancário 14
3.2.6. Oi Paggo 14
3.2.7. MercadoPago 14
3.2.8. Stelo 15
4. REGULATIONS IN THE CARDS AND PAYMENTS INDUSTRY 16
4.1. Regulatory framework 16
4.2. Anti-money laundering 17
4.3. Foreign direct investment regulations 17
5. ANALYSIS OF CARDS AND PAYMENTS INDUSTRY DRIVERS 18
6. PAYMENT CARDS 21
7. DEBIT CARDS 23
7.1. Debit card market analysis 23
7.2. Competition in the debit card market 25
7.3. Debit card comparison 27
8. PAY-LATER CARDS 28
8.1. Pay-later card market analysis 28
8.2. Competition in the pay-later card market 30
8.3. Pay-later card comparison 32
9. PREPAID CARDS 33
10. MERCHANT ACQUIRING 35
11. APPENDIX 37
11.1. Abbreviations and acronyms 37
11.2. Supplementary data 38
11.3. Definitions 52
11.4. Methodology 54
11.5. Bibliography 56
11.6. Further reading 56
List of Tables
Table 1: Brazil: key facts, 2016 3
Table 2: Brazil: regional benchmarking of payment cards, 2016 3
Table 3: Brazil: mode of entry of foreign banks 17
Table 4: Brazil: debit card comparison and key features, 2017 27
Table 5: Brazil: gold credit cards comparison and key features, 2017 32
Table 6: Brazil: premium credit cards comparison and key features, 2017 32
Table 7: Brazil: charge cards comparison and key features, 2017 32
Table 8: Brazil: payment instrument transaction values (BRLbn), 2012-16e 38
Table 9: Brazil: payment instrument transaction values ($bn), 2012-16e 38
Table 10: Brazil: payment instrument transaction volumes (billions), 2012-16e 38
Table 11: Brazil: payment cards in circulation by type (millions), 2012-20f 38
Table 12: Brazil: volume of payment card transactions (millions), 2012-20f 39
Table 13: Brazil: value of payment card transactions (BRLbn), 2012-20f 39
Table 14: Brazil: value of payment card transactions ($bn), 2012-20f 39
Table 15: Brazil: debit cards in circulation (millions), 2012-20f 39
Table 16: Brazil: debit card transaction volumes, 2012-20f 40
Table 17: Brazil: debit card transaction values (BRL), 2012-20f 40
Table 18: Brazil: debit card transaction values ($), 2012-20f 40
Table 19: Brazil: debit cards in circulation by scheme (millions), 2012-16e 41
Table 20: Brazil: debit card transaction values by scheme (BRLbn), 2012-16e 41
Table 21: Brazil: debit card transaction values by scheme ($bn), 2012-16e 41
Table 22: Brazil: debit card transaction values by issuer (BRLbn), 2012-16e 41
Table 23: Brazil: debit card transaction values by issuer ($bn), 2012-16e 42
Table 24: Brazil: pay-later cards in circulation (millions), 2012-20f 42
Table 25: Brazil: pay-later card transaction volumes, 2012-20f 42
Table 26: Brazil: pay-later card transaction values (BRL), 2012-20f 42
Table 27: Brazil: pay-later card transaction values ($), 2012-20f 43
Table 28: Brazil: pay-later cards in circulation by scheme (millions), 2012-16e 43
Table 29: Brazil: pay-later card transaction values by scheme (BRLbn), 2012-16e 43
Table 30: Brazil: pay-later card transaction values by scheme ($bn), 2012-16e 44
Table 31: Brazil: pay-later card transaction values by issuer (BRLbn), 2012-16e 44
Table 32: Brazil: pay-later card transaction values by issuer ($bn), 2012-16e 44
Table 33: Brazil: credit cards in circulation (millions), 2012-20f 45
Table 34: Brazil: credit card transaction volumes, 2012-20f 45
Table 35: Brazil: credit card transaction values (BRL), 2012-20f 45
Table 36: Brazil: credit card transaction values ($), 2012-20f 45
Table 37: Brazil: credit cards in circulation by scheme (millions), 2012-16e 46
Table 38: Brazil: credit card transaction values by scheme (BRLbn), 2012-16e 46
Table 39: Brazil: credit card transaction values by scheme ($bn), 2012-16e 46
Table 40: Brazil: charge cards in circulation (000s), 2012-20f 46
Table 41: Brazil: charge card transaction volumes, 2012-20f 47
Table 42: Brazil: charge card transaction values (BRL), 2012-20f 47
Table 43: Brazil: charge card transaction values ($), 2012-20f 47
Table 44: Brazil: charge cards in circulation by scheme (000s), 2012-16e 48
Table 45: Brazil: charge card transaction values by scheme (BRLm), 2012-16e 48
Table 46: Brazil: charge card transaction values by scheme ($m), 2012-16e 48
Table 47: Brazil: prepaid cards in circulation (millions), 2012-20f 48
Table 48: Brazil: prepaid card transaction values (BRLbn), 2012-20f 48
Table 49: Brazil: prepaid card transaction values ($m), 2012-20f 48
Table 50: Brazil: merchant acquiring transaction volumes (billions), 2012-20f 49
Table 51: Brazil: merchant acquiring transaction values (BRLbn), 2012-20f 49
Table 52: Brazil: merchant acquiring transaction values ($bn), 2012-20f 49
Table 53: Brazil: acquirers' transaction volumes (millions), 2011-15 49
Table 54: Brazil: acquirers' transaction values (BRLm), 2011-15 50
Table 55: Brazil: acquirers' transaction values ($m), 2011-15 50
Table 56: Brazil: retail outlets and card-accepting merchants (millions), 2012-20f 50
Table 57: Brazil: debit card average interchange fees (%), 2011-15 50
Table 58: Brazil: debit card merchant service charge and interchange fee (%), 2012-20f 50
Table 59: Brazil: pay-later card average interchange fees (%), 2011-15 51
Table 60: Brazil: pay-later card merchant service charge and interchange fee (%), 2012-20f 51
Table 61: Key definitions 52
List of Figures
Figure 1: Brazil: payment instrument shares by transaction value (%), 2012 vs 2016 10
Figure 2: Brazil: payment instrument shares by transaction volume (%), 2012 vs 2016 11
Figure 3: Brazil: e-commerce value, 2016 12
Figure 4: Brazil: population and economic indicators 18
Figure 5: Brazil: ATMs, POS terminals, and household consumption 19
Figure 6: Brazil: payment card transaction value and cards in circulation, 2012-20f 21
Figure 7: Brazil: debit card penetration and turnover per card 23
Figure 8: Brazil: debit card scheme and issuer transaction value shares, 2016 25
Figure 9: Brazil: pay-later card penetration and turnover per card 28
Figure 10: Brazil: pay-later card scheme and issuer transaction value shares, 2016 30
Figure 11: Brazil: prepaid cards in circulation and transaction value, 2012-20f 33
Figure 12: Brazil: merchant acquiring transaction volume and value, 2012-20f 35
Figure 13: Brazil: acquirers' market share in terms of transaction volume and value (%), 2015 36
Figure 14: Brazil: average merchant service charge and interchange fee (%), 2012-20f 36
