United Kingdom Financial Cards and Payments Industry Research Report

2013-01-24
Published : Jan-2013

Payment cards continues to increase its share of the overall UK payment market, as cash but also other payment instruments such as cheques are losing ground. Debit cards were the big winner in 2012, following an unstable economic environment which continues with little prospect of improving in the near future. The value of debit card transactions reported double-digit growth in 2012, while credit cards showed stagnant growth as consumers focused on reducing debts and not taking on new ones. In…

Euromonitor International”s Financial Cards and Payments in United Kingdom report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Financial Cards and Payments market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years” experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.

Buy a copy of this report @ http://www.reportsnreports.com/Purchase.aspx?name=215575.

Table of Contents

Executive Summary
Debit Cards Take Over Credit Cards
Card Use Rises But Cash Is Still Strong
Focus on Contactless and Mobile Payments
Leading Banks Dominate in Payment Cards
New Ec Directive on Payment Cards in 2013
Key Trends and Developments
Focus on Mobile Payment in A Mobile-centric Society
Credit Cards Are Suffering But Remain A Large Category
Rising Competition in Digital Wallets
New European Directive on Payment Services Is Expected
Focus on Contactless Payments
Market Indicators
Table 1 Number of POS Terminals 2007-2012
Table 2 Number of ATMs 2007-2012
Table 3 Value Lost to Fraud 2007-2012
Table 4 Card Expenditure by Location 2012
Table 5 Card Expenditure by Category 2012
Table 6 Financial Cards in Circulation by Type: % Number of Cards 2007-2012
Table 7 Domestic versus Foreign Spend 2012
Market Data
Table 8 Consumer Payments: Value 2007-2012
Table 9 Consumer Payments: Number of Transactions 2007-2012
Table 10 Financial Cards: Number of Cards in Circulation 2007-2012
Table 11 Financial Cards Transactions: Value 2007-2012
Table 12 Financial Cards: Number of Transactions 2007-2012
Table 13 Financial Cards: Number of Accounts 2007-2012
Table 14 Financial Cards: Number of Cards by Issuer 2007-2011
Table 15 Financial Cards: Number of Cards by Operator 2007-2011
Table 16 Financial Cards: Card Payment Transaction Value by Operator 2007-2011
Table 17 Financial Cards: Card Payment Transaction Value by Issuer 2007-2011
Table 18 Consumer Payments Forecast: Value 2012-2017
Table 19 Consumer Payments Forecast: Number of Transactions 2012-2017
Table 20 Financial Cards Forecast: Number of Cards in Circulation 2012-2017
Table 21 Financial Cards Forecast: Value 2012-2017
Table 22 Financial Cards Forecast: Number of Transactions 2012-2017
Table 23 Financial Cards Forecast: Number of Accounts 2012-2017
Sources
Summary 1 Research Sources
Clydesdale Bank Plc in Financial Cards and Payments (united Kingdom)
Strategic Direction
Key Facts
Summary 2 Clydesdale Bank Plc: Key Facts
Summary 3 Clydesdale Bank Plc: Operational Indicators
Company Background
Competitive Positioning
Summary 4 Clydesdale Bank Plc: Competitive Position 2011
Co-operative Bank, the in Financial Cards and Payments (united Kingdom)
Strategic Direction
Key Facts
Summary 5 The Co-operative Bank: Key Facts
Summary 6 The Co-operative Bank: Operational Indicators
Company Background
Competitive Positioning
Summary 7 The Co-operative Bank: Competitive Position 2011
Nationwide Building Society in Financial Cards and Payments (united Kingdom)
Strategic Direction
Key Facts
Summary 8 Nationwide Building Society: Key Facts
Summary 9 Nationwide Building Society: Operational Indicators
Company Background
Competitive Positioning
Summary 10 Nationwide Building Society: Competitive Position 2011
Tesco Personal Finance Plc in Financial Cards and Payments (united Kingdom)
Strategic Direction
Key Facts
Summary 11 Tesco Personal Finance Plc: Key Facts
Summary 12 Tesco Personal Finance Plc: Operational Indicators
Company Background
Competitive Positioning
Summary 13 Tesco Personal Finance Plc: Competitive Position 2011
Travelex Plc in Financial Cards and Payments (united Kingdom)
Strategic Direction
Key Facts
Summary 14 Travelex Plc: Key Facts
Summary 15 Travelex Plc: Operational Indicators
Company Background
Competitive Positioning
Summary 16 Travelex Plc: Competitive Position 2011
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 24 ATM Cards Category Performance: 2007-2012
Table 25 ATM Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 26 ATM Cards Category Performance: % Growth 2007-2012
Table 27 ATM Cards in Circulation Category Performance: % Growth 2007-2012
Table 28 ATM Cards Forecast Category Performance: 2012-2017
Table 29 ATM Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 30 ATM Cards Forecast Category Performance: % Growth 2012-2017
Table 31 ATM Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 32 Charge Cards Category Performance: 2007-2012
Table 33 Charge Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 34 Charge Cards Category Performance: % Growth 2007-2012
Table 35 Charge Cards in Circulation Category Performance: % Growth 2007-2012
Table 36 Personal Charge Cards Category Performance: 2007-2012
Table 37 Personal Charge Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 38 Personal Charge Cards Category Performance: % Growth 2007-2012
Table 39 Personal Charge Cards in Circulation Category Performance: % Growth 2007-2012
Table 41 Commercial Charge Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 42 Commercial Charge Cards Category Performance: % Growth 2007-2012
Table 43 Commercial Charge Cards in Circulation Category Performance: % Growth 2007-2012
Table 44 Charge Cards: Number of Cards by Issuer 2007-2011
Table 45 Charge Cards: Number of Cards by Operator 2007-2011
Table 46 Charge Cards Payment Transaction Value by Issuer 2007-2011
Table 47 Charge Cards Payment Transaction Value by Operator 2007-2011
Table 48 Personal Charge Cards: Number of Cards by Issuer 2007-2011
Table 49 Personal Charge Cards: Number of Cards by Operator 2007-2011
Table 50 Personal Charge Cards Transaction Value by Issuer 2007-2011
Table 51 Personal Charge Cards Transaction Value by Operator 2007-2011
Table 52 Commercial Charge Cards: Number of Cards by Issuer 2007-2011
Table 53 Commercial Charge Cards: Number of Cards by Operator 2007-2011
Table 54 Commercial Charge Cards Payment Transaction Value by Issuer 2007-2011
Table 55 Commercial Charge Cards Payment Transaction Value by Operator 2007-2011
Table 56 Charge Cards Forecast Category Performance: 2012-2017
Table 57 Charge Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 58 Charge Cards Forecast Category Performance: % Growth 2012-2017
Table 59 Charge Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Table 60 Personal Charge Cards Forecast Category Performance: 2012-2017
Table 61 Personal Charge Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 62 Personal Charge Cards Forecast Category Performance: % Growth 2012-2017
Table 63 Personal Charge Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Table 64 Commercial Charge Cards Forecast Category Performance: 2012-2017
Table 65 Commercial Charge Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 66 Commercial Charge Cards Forecast Category Performance: % Growth 2012-2017
Table 67 Commercial Charge Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 68 Credit Cards Category Performance: 2007-2012
Table 69 Credit Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 70 Credit Cards Category Performance: % Growth 2007-2012
Table 71 Credit Cards in Circulation Category Performance: % Growth 2007-2012
Table 72 Commercial Credit Cards Category Performance: 2007-2012
Table 73 Commercial Credit Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 74 Commercial Credit Cards Category Performance: % Growth 2007-2012
Table 75 Commercial Credit Cards in Circulation Category Performance: % Growth 2007-2012
Table 76 Personal Credit Cards Category Performance: 2007-2012
Table 77 Personal Credit Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 78 Personal Credit Cards Category Performance: % Growth 2007-2012
Table 79 Personal Credit Cards in Circulation Category Performance: % Growth 2007-2012
Table 80 Credit Cards: Number of Cards by Issuer 2007-2011
Table 81 Credit Cards: Number of Cards by Operator 2007-2011
Table 82 Credit Cards Payment Transaction Value by Issuer 2007-2011
Table 83 Credit Cards Payment Transaction Value by Operator 2007-2011
Table 84 Commercial Credit Cards: Number of Cards by Operator 2007-2011
Table 85 Commercial Credit Cards: Number of Cards by Issuer 2007-2011
Table 86 Commercial Credit Cards Payment Transaction Value by Issuer 2007-2011
Table 87 Commercial Credit Cards Payment Transaction Value by Operator 2007-2011
Table 88 Personal Credit Cards: Number of Cards by Issuer 2007-2011
Table 89 Personal Credit Cards: Number of Cards by Operator 2007-2011
Table 90 Personal Credit Cards Payment Transaction Value by Issuer 2007-2011
Table 91 Personal Credit Cards Payment Transaction Value by Operator 2007-2011
Table 92 Credit Cards Forecast Category Performance: 2012-2017
Table 93 Credit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 94 Credit Cards Forecast Category Performance: % Growth 2012-2017
Table 95 Credit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Table 96 Commercial Credit Cards Forecast Category Performance: 2012-2017
Table 97 Commercial Credit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 98 Commercial Credit Cards Forecast Category Performance: % Growth 2012-2017
Table 99 Commercial Credit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Table 100 Personal Credit Cards Forecast Category Performance: 2012-2017
Table 101 Personal Credit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 102 Personal Credit Cards Forecast Category Performance: % Growth 2012-2017
Table 103 Personal Credit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 104 Debit Cards Category Performance: 2007-2012
Table 105 Debit Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 106 Debit Cards Category Performance: % Growth 2007-2012
Table 107 Debit Cards in Circulation Category Performance: % Growth 2007-2012
Table 108 Debit Cards: Number of Cards by Issuer 2007-2011
Table 109 Debit Cards: Number of Cards by Operator 2007-2011
Table 110 Debit Cards Payment Transaction Value by Issuer 2007-2011
Table 111 Debit Cards Payment Transaction Value by Operator 2007-2011
Table 112 Debit Cards Forecast Category Performance: 2012-2017
Table 113 Debit Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 114 Debit Cards Forecast Category Performance: % Growth 2012-2017
Table 115 Debit Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 116 Pre-paid Cards Category Performance: 2007-2012
Table 117 Pre-paid Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 118 Pre-paid Cards Category Performance: % Growth 2007-2012
Table 119 Pre-paid Cards in Circulation Category Performance: % Growth 2007-2012
Table 120 Closed Loop Pre-paid Cards Category Performance: 2007-2012
Table 121 Closed Loop Pre-paid Cards Category Performance: % Growth 2007-2012
Table 122 Open Loop Pre-paid Cards Category Performance: 2007-2012
Table 123 Open Loop Pre-paid Cards Category Performance: % Growth 2007-2012
Table 124 Pre-paid Cards: Number of Cards by Issuer 2007-2011
Table 125 Pre-paid Cards: Number of Cards by Operator 2007-2011
Table 126 Pre-paid Cards Transaction Value by Issuer 2007-2011
Table 127 Pre-paid Cards Transaction Value by Operator 2007-2011
Table 128 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2007-2011
Table 129 Closed Loop Pre-paid Cards: Number of Cards by Operator 2007-2011
Table 130 Closed Loop Pre-paid Cards Transaction Value by Issuer 2007-2011
Table 131 Closed Loop Pre-paid Cards Transaction Value by Operator 2007-2011
Table 132 Open Loop Pre-paid Cards: Number of Cards by Issuer 2007-2011
Table 133 Open Loop Pre-paid Cards: Number of Cards by Operator 2007-2011
Table 134 Open Loop Pre-paid Cards Transaction Value by Issuer 2007-2011
Table 135 Open Loop Pre-paid Cards Transaction Value by Operator 2007-2011
Table 136 Pre-paid Cards Forecast Category Performance: 2012-2017
Table 137 Pre-paid Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 138 Pre-paid Cards Forecast Category Performance: % Growth 2012-2017
Table 139 Pre-paid Cards in Circulation Forecast Category Performance: % Growth 2012-2017
Table 140 Closed Loop Pre-paid Cards Forecast Category Performance: 2012-2017
Table 141 Closed Loop Pre-paid Cards Forecast Category Performance: % Growth 2012-2017
Table 142 Open Loop Pre-paid Cards Forecast Category Performance: 2012-2017
Table 143 Open Loop Pre-paid Cards Forecast Category Performance: % Growth 2012-2017
Headlines
Trends
Competitive Landscape
Prospects
Category Data
Table 144 Store Cards Category Performance: 2007-2012
Table 145 Store Cards Category Performance: Number of Cards in Circulation 2007-2012
Table 146 Store Cards Category Performance: % Growth 2007-2012
Table 147 Store Cards in Circulation Category Performance: % Growth 2007-2012
Table 148 Store Cards: Number of Cards by Issuer 2007-2011
Table 149 Store Cards: Payment Transaction Value by Issuer 2007-2011
Table 150 Store Cards Forecast Category Performance: 2012-2017
Table 151 Store Cards Forecast Category Performance: Number of Cards in Circulation 2012-2017
Table 152 Store Cards Forecast Category Performance: % Growth 2012-2017
Table 153 Store Cards in Circulation Forecast Category Performance: % Growth 2012-2017

Contact sales@reportsandreports.com for further information.

Filed in: Banking & Finance
More Reports
Title Price Buy Now

Alternative Payment Solution: Visa Checkout

Alternative Payment Solution: Visa Checkout Summary Visa Checkout is an online payment solution developed by Visa. Launched in 2014, it replaced the V.me digital wallet solution launched in 2012. It allows users to store multiple card details and billing addresses for faster checkout. Once details are saved, it skips the process of entering card and shipping details for all future payments. Visa Checkout works on all web-enabled devices including desktop, mobile phones, and tablets. It is currently supported by more than 0.3 million merchants globally, with more joining each month. Since no extra charges are associated with Visa Checkout in addition to regular interchange fees, it provides significant incentive to merchants to facilitate transactions with this solution. Visa Checkout s......
$350

Consumer Payments Country Snapshot: Malaysia 2016

Consumer Payments Country Snapshot: Malaysia 2016 Summary Malaysian payments market is showing signs of change as it slowly move towards digital payments. In spite of cash use remaining relatively high, new payment technologies will progressively gain momentum. The key opportunity is to provide products and services that are as easy to use, convenient, and secure as cash in order to actively promote digital payments. The growth of POS terminal penetration, the complete migration to EMV standards with contactless functionality, and significant recent developments in the e-commerce environment have all contributed to the ongoing digital transformation of this market. While cash remains an important payment tool in Malaysia, cards will be used more frequently as the move to non-cash paymen......
$3450

UK Smartphone Insurance 2017

UK Smartphone Insurance 2017 Summary Smartphone penetration is approaching peak levels, with growth slowing. However, the breadth, sophistication, and number of smartphone users continue to grow. With this, the smartphone insurance market, which has historically been dominated by banks and home insurers, is being disrupted by fresh mobile-first propositions and specialized gadget insurers offering new, technologically-savvy policies. These are more expensive but are likely to appeal to younger generations, as they are app-friendly, offer more comprehensive coverage, and don't have to be tied to home ownership or premier bank accounts. Smartphone penetration is peaking, currently at about 81% among UK adults. However, the range of smartphone uses continues to grow, as does the dependency......
$1295

The Cards and Payments Industry in Azerbaijan: Emerging trends and opportunities to 2020

The Cards and Payments Industry in Azerbaijan: Emerging trends and opportunities to 2020 Summary GlobalData's "The Cards and Payments Industry in Azerbaijan: Emerging trends and opportunities to 2020" report provides detailed analysis of market trends in Azerbaijan's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, and payment cards during the review-period (2012-16e). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2016-20f). It also offers information on the country's competitive landscape, includin......
$2750

Consumer Payments Country Snapshot: Poland 2016

Consumer Payments Country Snapshot: Poland 2016 Summary Polish contactless card market is highly developed, with the majority of consumers holding a contactless card and 99% at least aware of the technology. Despite Poland being among the first European markets to adopt contactless, almost 17% of contactless card holders do not use their cards to make contactless payments. Issuers need to focus on marketing campaigns that emphasize the benefits of these cards over cash to boost usage among Polish consumers. In spite of relatively developed contactless payment infrastructure and merchant acceptance, Polish consumers have yet to make significant progress in adopting and using mobile payment technology. As mobile wallet awareness and holding are slowly increasing among Polish consume......
$3450

The Cards and Payments Industry in Poland: Emerging trends and opportunities to 2020

The Cards and Payments Industry in Poland: Emerging trends and opportunities to 2020 Summary Poland is one of the most advanced and innovative markets in Europe, offering consumers broad access to the latest technology in electronic payments. Nevertheless cash is still very popular, accounting for 64.1% of the total payment transaction volume in 2016. Payment card use is rising as consumers enthusiastically embrace new technologies, moving from cash to payment cards to contactless. Although cash is very much the dominant means of payment, there was huge growth in the volume of debit card transactions during the review period (2012-16). This more than doubled between 2012 and 2016, as consumers' preferred debt-free payments and avoided unnecessary expenditure. Poland made substanti......
$2750

The Cards and Payments Industry in Peru: Emerging Trends and Opportunities to 2020

The Cards and Payments Industry in Peru: Emerging trends and opportunities to 2020 Summary Payment cards are gradually gaining prominence in Peru, primarily driven by the government's financial inclusion program, and supported by commercial banks. In terms of transaction value and volume, the payment cards market recorded respective review-period (2012-16) CAGRs of 12.4% and 11.8%. Card penetration in Peru is the lowest in comparison to its regional peers, at 69 cards per 100 inhabitants, behind Brazil (243.1), Chile (196.6), Argentina (178.4), Venezuela (151.5), Mexico (138.4), and Colombia (82.3) in 2016. The low adoption is due to the costs associated with cards, low consumer financial literacy, and limited accessibility and lack of adequate payment infrastructure - primarily i......
$2750

The Cards and Payments Industry in the UAE: Emerging Trends and Opportunities to 2020

The Cards and Payments Industry in the UAE: Emerging trends and opportunities to 2020 Summary Cash remained the predominant payment instrument during the review-period (2012-16e), accounting for 87.3% of the country's payment transaction volume in 2016. This was primarily because consumers in the UAE see cash as a quicker and safer payment option, over which they have more control. However, card payments are gradually increasing, supported by government financial inclusion programs, promotional campaigns by financial institutions, and the adoption of EMV and contactless technology. Improving financial inclusion has driven the adoption of debit cards in the UAE. The government introduced the Wage Protection System (WPS) in January 2009, requiring all wage payments to be made throug......
$2750

Alternative Payment Solution: Alipay

Alternative Payment Solution: Alipay Summary Alipay is the largest alternative payment services provider globally in terms of transaction value. It is a subsidiary of Ant Financial Services, which is effectively controlled by Alibaba Group Holding Limited. It allows users to make online, in-app, and in-store payments at home and abroad. In addition, Alipay users can make domestic and international fund transfers. Alipay accounts for 65% of total third-party online payments in China and is the primary mode of payment in Alibaba's online marketplaces, including AliExpress, Tmall, and Taobao. The solution has now become mainstream in China and is used to make payments for almost everything, from retail stores to taxis to hospitals. It is now supported by 19 Chinese national banks as wel......
$350

Wealth in Singapore: HNW Investors 2017

Singapore's HNW population remains dominated by business owners and those who accumulated their wealth through earned income. HNW individuals invest around half of managed wealth with their main wealth manager, and the majority of wealth is held via discretionary mandates. Current investment demand is particularly pronounced for equities and corporate bonds; however, the latter are forecast to fall out of favor as investors are looking for new means of diversification in the alternative investment universe. Led by pension and financial planning, overall demand for planning services is moderate. However, going forward we expect increased demand for tax planning. Singaporean HNW individuals have amassed their wealth mainly through earned income. However, taken together those who earned th......
$3450