Published : May-2017
No. of Pages : 59
1. EXECUTIVE SUMMARY 2
1.1. Market overview 2
1.2. Key facts 3
1.3. Top five industry events 4
2. PAYMENT INSTRUMENTS 10
2.1. Current payment environment 10
3. E-COMMERCE AND ALTERNATIVE PAYMENTS 12
3.1. E-Commerce market analysis 12
3.2. Alternative payment solutions 14
3.2.1. PayPal 14
3.2.2. Apple Pay 14
3.2.3. Android Pay 15
3.2.4. Visa Checkout 15
3.2.5. MasterPass 15
3.2.6. boon 16
3.2.7. Single-Click 16
4. REGULATIONS IN THE CARDS AND PAYMENTS INDUSTRY 17
4.1. Regulatory framework 17
4.1.1. SEPA cards framework 17
4.1.2. Payment Services Directive 2 (PSD2) 18
4.1.3. Interchange fee regulation 19
4.2. Anti-Money Laundering (AML) 19
4.3. Foreign direct investment regulations 20
5. ANALYSIS OF CARDS AND PAYMENTS INDUSTRY DRIVERS 21
6. PAYMENT CARDS 24
7. DEBIT CARDS 26
7.1. Debit cards market analysis 26
7.2. Competition in the debit cards market 28
7.3. Debit cards comparison 30
8. PAY LATER CARDS 31
8.1. Pay later cards market analysis 31
8.2. Competition in the pay later cards market 33
8.3. Pay later cards comparison 35
9. PREPAID CARDS 36
10. MERCHANT ACQUIRING 38
11. APPENDIX 41
11.1. Abbreviations and acronyms 41
11.2. Supplementary data 42
11.3. Definitions 53
11.4. Methodology 55
11.5. Bibliography 57
11.6. Further reading 57
List of Tables
Table 1: Ireland, Key Facts, 2016 3
Table 2: Ireland, Regional Benchmarking of Payment Cards, 2016 3
Table 3: Ireland, Mode of Entry of Foreign Banks 20
Table 4: Ireland, Debit Cards Comparison and Key Features, 2017 30
Table 5: Ireland, Gold Credit Cards Comparison and Key Features, 2017 35
Table 6: Ireland, Premium Credit Cards Comparison and Key Features, 2017 35
Table 7: Ireland, Payment Instrument Transaction Values (EUR Billion), 2012-2016 42
Table 8: Ireland, Payment Instrument Transaction Values (US$ Billion), 2012-2016 42
Table 9: Ireland, Payment Instrument Transaction Volumes (Million), 2012-2016 42
Table 10: Ireland, Payment Cards in Circulation by Type (Million), 2012-2020 43
Table 11: Ireland, Volume of Payment Card Transactions (Million), 2012-2020 43
Table 12: Ireland, Value of Payment Card Transactions (EUR Billion), 2012-2020 43
Table 13: Ireland, Value of Payment Card Transactions (US$ Billion), 2012-2020 43
Table 14: Ireland, Debit Cards in Circulation (Million), 2012-2020 43
Table 15: Ireland, Debit Card Transaction Volumes, 2012-2020 44
Table 16: Ireland, Debit Card Transaction Values (EUR), 2012-2020 44
Table 17: Ireland, Debit Card Transaction Values (US$), 2012-2020 44
Table 18: Ireland, Debit Cards in Circulation by Scheme (Thousand), 2012-2016 45
Table 19: Ireland, Debit Card Transaction Values by Scheme (EUR Million), 2012-2016 45
Table 20: Ireland, Debit Card Transaction Values by Scheme (US$ Million), 2012-2016 45
Table 21: Ireland, Debit Card Transaction Values by Issuer (EUR Billion), 2012-2016 45
Table 22: Ireland, Debit Card Transaction Values by Issuer (US$ Billion), 2012-2016 46
Table 23: Ireland, Pay Later Cards in Circulation (Million), 2012-2020 46
Table 24: Ireland, Pay Later Card Transaction Volumes, 2012-2020 46
Table 25: Ireland, Pay Later Card Transaction Values (EUR), 2012-2020 47
Table 26: Ireland, Pay Later Card Transaction Values (US$), 2012-2020 47
Table 27: Ireland, Pay Later Cards in Circulation by Scheme (Thousand), 2012-2016 47
Table 28: Ireland, Pay Later Card Transaction Values by Scheme (EUR Billion), 2012-2016 48
Table 29: Ireland, Pay Later Card Transaction Values by Scheme (US$ Billion), 2012-2016 48
Table 30: Ireland, Pay Later Card Transaction Values by Issuer (EUR Million), 2012-2016 48
Table 31: Ireland, Pay Later Card Transaction Values by Issuer (US$ Million), 2012-2016 48
Table 32: Ireland, Prepaid Cards in Circulation (Thousand), 2012-2020 49
Table 33: Ireland, Prepaid Card Transaction Values (EUR Million), 2012-2020 49
Table 34: Ireland, Prepaid Card Transaction Values (US$ Million), 2012-2020 49
Table 35: Ireland, Merchant Acquiring Transaction Volumes (Million), 2012-2020 49
Table 36: Ireland, Merchant Acquiring Transaction Values (EUR Billion), 2012-2020 49
Table 37: Ireland, Merchant Acquiring Transaction Values (US$ Billion), 2012-2020 50
Table 38: Ireland, Acquirers' Transaction Volumes (Million), 2011-2015 50
Table 39: Ireland, Acquirers' Transaction Values (EUR Billion), 2011-2015 50
Table 40: Ireland, Acquirers' Transaction Values (US$ Billion), 2011-2015 51
Table 41: Ireland, Retail Outlets and Card Accepting Merchants (Thousand), 2012-2020 51
Table 42: Ireland, Debit Card Average Interchange Fees (%), 2011-2015 51
Table 43: Ireland, Debit Card Merchant Service Charge and Interchange Fee (%), 2012-2020 51
Table 44: Ireland, Pay Later Card Average Interchange Fees (%), 2011-2015 51
Table 45: Ireland, Pay Later Card Merchant Service Charge and Interchange Fee (%), 2012-2020 52
Table 46: Key Definitions 53
List of Figures
Figure 1: Ireland, Payment Instrument Shares by Transaction Value (%), 2012 vs 2016 10
Figure 2: Ireland, Payment Instrument Shares by Transaction Volume (%), 2012 vs 2016 11
Figure 3: Ireland, E-Commerce Value 12
Figure 4: Ireland, Population and Economic Indicators 21
Figure 5: Ireland, ATMs, POS Terminals and Household Consumption 22
Figure 6: Ireland, Payment Cards Transaction Value and Cards in Circulation, 2012-2020 24
Figure 7: Ireland, Debit Card Penetration and Turnover Per Card 26
Figure 8: Ireland, Debit Cards Scheme and Issuer Transaction Value Share, 2016 28
Figure 9: Ireland, Pay Later Card Penetration and Turnover Per Card 31
Figure 10: Ireland, Pay Later Cards Scheme and Issuer Transaction Value Share, 2016 33
Figure 11: Ireland, Prepaid Cards in Circulation and Transaction Value, 2012-2020 36
Figure 12: Ireland, Merchant Acquiring Transaction Volume and Value, 2012-2020 38
Figure 13: Ireland, Acquirers' Market Shares (%), 2015 39
Figure 14: Ireland, Average Merchant Service Charge and Interchange Fees (%), 2012-2020 40
